Re: can I afford to continue sailing
Let me guess - she doesn't like sailing.
Have you ever noticed how many things are advertised with the comment "Wife says must sell"?
Have you EVER seen an ad with "Husband says must sell"?
Keep the boat, sell the wife.
Or do like I did - marry a girl who keeps saying "We need a bigger boat than this" until YOU finally say "Sorry dear, I can't handle a boat bigger than this".
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I, myself, personally intend to continue being outspoken and opinionated, intolerant of all fanatics, fools and ignoramuses, deeply suspicious of all those who have "found the answer" and on my bad days, downright rude.