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Old 10-23-2012
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Re: can I afford to continue sailing

I had a similar post typed up last night, but chickened out. However, because this thread keeps growing, I have to chip in my $0.02...

You are concerned about whether or not you can afford to continue sailing. Here's news for you: owning a boat can usually NOT be justified as a good financial decision. (ya, I know that there are a few folks that have turned a profit, but they are the exception) Here is another bad financial investment; having children.

I am assuming that you contribute to your household expenses and chores...

The way that I would handle this, and I am not recommending that you do the same, would be to say; "OK, you win - I will give up the boat to protect our retirement, as soon as you give up one of the kids. Which one of the kids do you want to part with?"

I hope that you wife realizes how lucky she is that you are even thinking about surrendering your passion to please her. She is also lucky that she hasn't married a crotchety old fart like me.

Good luck to both of you!
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