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Re: can I afford to continue sailing
... I can trailer it and launch it but setting up the mast every time I wanted to go sailing would take an hour out of a 4 hour sailing trip.
So the dock fees are a convenience.
If you started taking the boat out for, say, a 36 hour sail then the hour spent raising and lowering the mast would become more trivial. :-D
(just trying to add another perspective to this very interesting thread)