Cat...Yah...that is pretty optimistic income...only 20% of US families earn more than 90K and top 5% is 166K so you have to be pretty elite to pull down $150K as a couple. Nevertheless... it is better to dream and plan and fall a bit short than to never plan at all and fail utterly as most do. When you have some bucks in the bank at least you have the option to modify your plan rather than be a paycheck slave till ya can't sail anymore!
Ian...great response! No one likes the situation we're in in IRAQ but I love how the rest of the world takes great pleasure in bashing us while we carry their water. Just look at Darfur to see how the rest of the world lives up to their responsibilities as human beings.