[eric-the-red]

Thanks Rock Dawg! It's a work in progress.

Thanks for your input too Minn! My financial advisor is a pretty trustworthy guy. He also advised against annuities. But the 401k rollover is not an insurance or "sell your 401k" type thing. It's a rollover with govt stipulations for how much I can take out and mandates I take out X amount annually - so it's still technically an "annuity".

He is saying that taxable bonds (which I wouldn't have to pay taxes on due to low income I'll be earning) and they would get me close to 5% and additional stocks should get me a bit over, of course realizing there are risks to all of it.

Does that sound right?