Re: Australian insurance costs
Hana .... remember that is for base line insurance ... comprehensive and public liability but does not allow for racing or offshore cruising.
As per ReefMagnet's post ... you'll need that survey to get the insurance cover but I'm surprised that they won't quote you subject to survey. Try Anchorage, Nautilus or Club Marine. I've found that insurers usually require a survey every five years.
“Give a man a fire and he's warm for a day, but set fire to him and he's warm for the rest of his life.” Terry Pratchett