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post #818 of Old 11-20-2012
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Re: HMS Bounty in trouble...

Originally Posted by therapy23 View Post
If you were familiar with the insurance industry you would not have said that.
What do you mean? I am only familiar with the ones here and they take into consideration the age of the boat, the type of boat, the navigation area, the sailor's experience and previous accidents. A good insurance company adequate the premiums to the risks. It is not like that in the US?


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