Re: can I afford to continue sailing
One area I found that cuts the real cost of living for me is making my vehicle repairs a hobby. I save real cash doing my own work. I have gotten fairly competent. The work is done correctly. It goes way back for me. to the 60s so I have some experience now. It transfers to the boat, too. Automobile repair is a racket today. I wish our state cops would set up a sting squad. It constitutes grand theft.
A trailer boat would keep you on the water for the years it takes to build the income base you need to keep a boat at a slip. My Marshal Cat boat did that for me and I keep it on a mooring along with the big boat now. I hope you figure it out. I can't do with out the motion of the bay and the ocean air.
Do not wreck the lives of your kids over having a boat during their young lives. You will regret it a lot more than not having a boat.