A fool and his life are soon parted.
I met a guy the other day who has been fixing his boat for the last 10 years.
He says he is about to leave.
If you are retiring in 4 years and really can not retire earlier then organize yourself so you can leave in 4 years and 1 days time.
There are many out here cruising. But there are vastly more who are wasting their lives pretending to get ready.
We are out here doing it and not waiting for you, nor others, to get out here too.
If that sounds harsh, let it motivate you.