Re: Is a marine survey really worth it for an inexpensive boat?
I had a Tanzer 22 for 3 years which I never had surveyed. Towards the end, I had to switch insurance companies, because they suddenly required a survey for the boat, which I had no intention of paying for.
My new boat was finally surveyed two weeks ago, after we'd done a complete refit of her. Refit wasn't quite finished, but again, the survey was suddenly required if I wanted to keep the boat in the water year round.
Surveyor was a very nice guy, and we didn't have to haul the boat for it. Just had to provide some pre-launch photos of the bottom.
So I would say the only reason I would survey a boat in that price point is if you're really unsure about what you should be looking for (or looking out for), or if insurance requires it.