Re: Is a marine survey really worth it for an inexpensive boat?
As Faster said. And if you want to tie up in a marina, while you are out sailing, THAT marina may require insurance, but you may not need a survey if you can find "liability only" insurance.
However, it can cost $10,000 to have a $3000 boat hauled away and disposed of, because it is HAZMAT disposal. So even if you are buying a $3000 boat, that boat can cost you $13,000 if there's something you miss and it can't be easily fixed.
Whether a surveyor can prevent "Oh, well, it only needs another hundred. Ergh, five hundred. Ergh, gee, is that really gonna cost a grand?" is something else again.