... get a job while you take ASA 101-783. It will give you time to look for a boat and your old lady can take lessons, too.
I second the recommendation of the complete ASA series. You may not be able to sail, but the framed certificates look great hanging on the bulkhead.
Plus, you should always sail with a group of people on your boat and a group of boats around your boat - safety in numbers - say at least 5 crew on your boat and 20 or more other boats in close proximity around you (maybe even tied together). I believe the Round the World in 15 Years Rally only charges a cool million for the privilege of endangering you.