Re: Your first boat
My advice is don't do it. You will be essentially paying for that loan for 10 or 20 years or more? Boats are money pits... My personal advice is don't take out loans for your schooling, I know too many people with masters degrees who live at home with mom and dad working part time to make their loan payments. When I went to college, if I didn't have the money to pay for it, I took a semester off and worked multiple jobs until I could. I left school debt free, it was hard enough getting started on my own, I can't imagine having to pay student loans. None of my jobs have ever cared where my diploma came from, as a matter of fact, my first job was more impressed with the fact that I had worked my @ss off to get to that point.