$900.00?? Whew, some of you guys need "shopping training".
I bought a Helly Hansen Tactician's jacket at the Annapolis Boat Show on the last day for $160.00. Normal price: $375.00.
HH Men's Tactician's Jacket
The Tactician's jacket is similar to the Skagen jacket someone posted earlier, from HH's "coastal" line, which is their middle price/performance line which is totally adequate for the sailing that 90% of us do.
This jacket is one of my favorite pieces of personal gear, absolutely worth $160.00. Look for good sales and boat shows, buy a good jacket that is a little oversized, and layer yourself with some inexpensive wicking shirts, then an inexpensive fleece on top of that, then the jacket on top of that.
The wicking shirt pulls the sweat away from your skin, keeping you dry.
The fleece keeps you warm, and traps heat inside the outer layer.
The HH jacket keeps you dry from exterior moisture, and warm by blocking out the wind.
I know some of us are cheap bastards, but there are some things you shouldn't and don't have to compromise on. Exposure leads to fatigue, fatigue leads to mistakes, broken gear, and injuries. Good foul weather gear helps mitigate all of that.