Re: Health Insurance
" You are an American ... and you are entitle for health insurace....."
Raven, you must be in an alternate reality. There's no such "entitlement" in US law in this one. And what is available, at what cost, last year, this year, or next year, may all be radically different as the laws change.
Most of the lower-cost plans that are available are HMO-type plans. If you are not in the physical coverage area around your residence? You're out of network, and that can mean out of coverage including out of emergency hospital care.
Obama passed a law? No, actually, Congress passes laws, the President can only sign them after the fact. And Obamacare ain't quite here yet.