That's amazing..$50?? Things have definitely changed.
I admit to not having a scrap of experience, however Paul has, in the way past, been boating out on Chesapeake Bay quite a bit, and he took the 101, 103/104 sailing classes in Kemah, TX several years ago and was sailing during that time. I will be taking the classes probably in April/May so I will be much more sea worthy/knowledgeable then. It's a bit frustrating because it's a catch 22 situation...can't get insurance due to lack of experience; can't get experience due to lack of insurance. ARG!