Originally Posted by jambone
Thanks for all the advice though guys, this has been very informative and has helped shape my decision making process.
Good luck. At your age I lived aboard a 22' O'Day with my wife. So I've got nothing to say.
I was very skinny in those days.
A couple more data points before you pull the switch.
Check on rules for loans and insurance when it come to live-aboard.
If you have a dirt side address you can use, sometimes those rules can be bent but often there are issues if your lender or insurer knows you plan on living aboard.
I'm sure you got pre-approved already but as you go for an older boat the lenders will require collateral other than the boat.