Join Date: Aug 2010
Location: New Mexico, USA (Heron, Elephant Butte lakes); Arizona (Lake Pleasant)
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Re: How do I get insurance and how much does it cost?
With a small boat that is sailed locally, you might get an inexpensive policy from your house or car insurance company. It may not have all the coverages that a more specialized insurer could provide, but it would get you into the marina. As boats get bigger and plans get more ambitious, going through someone like Boat US or some marine speciality insurer or marine insurance broker would make more sense. Also, you'll see a lot of ads for brokers and insurers in the backs of boating magazines.