Re: How do I get insurance and how much does it cost?
My insurance provider only requires a marine survey on boats insured for $25,000 or more. Most people who buy a boat at that value will have already had a pre-purchase survey that is considered acceptable. Check with your provider.
Insurance is pretty cheap as far as boat things go. I think I paid about $200/year to insure my Catalina 25 for $10k replacement value and $300k liability (the minimum that marinas generally want).
I'm no longer participating on SailNet.