SailNet Community - View Single Post - How do I get insurance and how much does it cost?
View Single Post
post #8 of Old 02-02-2013
Senior Member
Join Date: Feb 2010
Location: Narragansett Bay
Posts: 11,750
Thanks: 46
Thanked 261 Times in 245 Posts
Rep Power: 7
Re: How do I get insurance and how much does it cost?

Originally Posted by RobGallagher View Post
I use a good local agent who shops around for all my insurance. So far I have never been able to beat the prices by calling the big companies myself. I give her all my business and she often calls me first with better prices if my rates go up.

I have to admit that I have never heard of some of the companies, but, I have had claims in the past and never a problem (so far). Plus, she gets involved with the process. (She could be selling hundreds of policies to a company and maybe they respond better?)

Anyway, same agent for 20 years. So far so good.
This is absolutely the way to go, IMO. The agents have much more leverage with the carriers than you could ever have. The carriers have to compete to get the agents to send them business. The agents know the differences in coverage and responsiveness and can help you make a good decision. Least expensive is not always the most effective. Quite the opposite usually.

A good knowledgeable independent agent that works hard is worth it.

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Jeanneau 54DS

In the harsh marine environment, something is always in need of repair. Margaritas fix everything.
Minnewaska is offline  
Quote Share with Facebook
For the best viewing experience please update your browser to Google Chrome