Re: Lets have a chat about multis.
I think it's hard to compare the fitout of the mono vs multi. A well fitout mono will have acres of gorgeous solid wood were the multi will have thin wood veneers over some type of structural core. That would be for bulkheads, furnishings and even draws. Really keeps the weight down.
Before we bought our first cat in 1992 I talked to an insurance agent from Lloyd's Of London concerning the cost of multi insurance. He said they had less claims and considered cats to be more seaworthy so the rates would be lower than a mono. This held true a few years ago as the entity that tracks claims for the insurance companies came up with the same conclusion, cats being a slightly better risk. The surprising fact that they came up with was that you had a 7 times greater risk of injury on a mono as compared to a multi.