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eastbay-
Buy a Loos rigging tension gauge, they are not expensive (in boat terms) and found at any sailing supplier. Use that to check the tension on all the standing rigging, shrouds and stays. If you can't find specs for your boat, go with the suggestions for the diameter of the stays.
There's really no other way to be sure that the standing rig is tensioned correctly, it is that simple.
It does sound like either someone really over-tensioned the rig for a long time, or a gorilla fell on the deck. If the cracks are just on cosmetics (headliner, etc.) that's just cosmetics, but the question remains...whether the deck is really OK.
Surveyors should have "errors and omissions" or similar insurance. He might be liable for any necessary structural repairs if he missed something that blatant.
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