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post #10 of Old 02-15-2013 Thread Starter
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Re: Charter contract

Originally Posted by chucklesR View Post
You as in the charter policy (may) only cover damage to topsides - i.e. running around and dropping stuff.
Damage below the water line might not be covered at all. I've seen it both ways.
This is very good point. So this how it looks:

Owner has: "to insure the Yacht and her equipment against fire, marine and collision risks and third party damage and against any and all loss or damage in excess of 2.000
and the charterer shall therefore be relieved of any and all liability which is covered by the said Policy, provided that such loss or damage is not caused or contributed to
by any act of cross negligence or willful default on his part.
So I guess it depends what constitutes "act of cross negligence or willful default". I am curious how you read it?
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