What a collection of disasters
. Well, think positive, you and your wife are healthy and that's what count's most. Sorry if I am giving you my own remedy but is what I use to think myself when all things seem to go wrong.
At least the boat was insured and that is a good thing because that is an expensive reparation. On the last summer we meet a Scottish couple that had a strike on their new cat, the insurance paid and it was a lot.
I hope everything starts to go right now