Re: Womboat Takes a Strike.
When we suffered our lightning strike last summer the insurance company was not an issue. The most important factor for us was that our marine electrician was used to working with the insurance companies surveyor already. That relationship helped expedite repairs and they trusted each other.
After I made my the companies surveyor came aboard with me and the electrician and we went through everything. As far as electronics they replaced anything damaged with the same. If we wanted to upgrade and the same was available they paid for what we had had and we paid the upgrade difference. If it want available they paid for the closest similar item.
You will have to be the one to coordinate them and keep them on task. Lots of forms, pictures etc. They began he work immediately after the surveyor looked t everything and gave us verbal confirmations on starting replacements. It ok about 3-4 weeks,
We still can't believe the flash we saw inside our cabin a realize how lucky we are. Same with you guys. Glad you weren't aboard.