Re: troubling news..
Jim, I've been hearing around the marina that BoatUS has done a good job servicing boat claims' but haven't heard positives about many others. You also hear some real horror stories.
Take it all with a grain of salt as you only see a subset of people who happen to be working in the yard this time of year and a lot of what you hear is third or fourth hand. This spring when everyone is around will be telling.
It might be interesting to set up a survey for people with Sandy claims to gauge their experience with insurance companies. It would be useful to out the bad ones.
95 Catalina 30 Island Time
“The sail, the play of its pulse so like our own lives: so thin and yet so full of life, so noiseless when it labors hardest, so noisy and impatient when least effective." - Henry David Thoreau