[RobHoman]

Jeff - Thanks for your input. It gives me a bit more to think about. I''m in my 50''s and I can relate to the lifting issues. I guess I need to spend a little more time looking into this before I make any significant decisions.

eric & thomas, thanks also for your inputs. I probably need to also look into more options than a straight "either - or".

Thanks again everyone......now to put on the thinking cap.......