Join Date: Jul 2001
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We insured our boat with Allstate for $100K, homeport in FL and valid anywhere within 100nm of lower 48 states. The premium was less than $500 per year and when hurricane Charley did almost $25K in damage to our boat, we had a check in less than 2 weeks with a written promise to pay more if justified.
Others'' experiences may differ, but we feel we did well with Allstate. BTW, our boat is only 5 years old; the age will make a difference to many insurance companies.