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Hunter 27 - A Little Look Please?

New to sailboats. We were going to go with a 30+ footer, but we went on a Hunter 27 last weekend in Florida and thought it would be a great little learning boat. So we came back to NC and looked online and found this cute looking boat, but knowing nothing about boats... well, know not what to look for!

Can anyone take a look at the pictures, many can be blown up to a HUGE SIZE, and tell us if you see anything obviously wrong? I plan on going to look at the boat in person later this week and if we like it put in an offer. The marina DOES require liability insurance, and BOATUS will require a survey for a boat of this age even for liability insurance.

The insurance only survey is going to run us over $600 due to the distance of the marina from the surveyors town. or a full pre-purchase survey will be over $800. The surveyor said we should self insure unless we are in a marina that requires it, but, the marina we want to be at... does.

Advice (about anything related to the boat, survey or insurance) is welcomed!!

Will have to scroll down and click on the Hunter 27

Boats for Sale Washington, NC ? McCotters Marina and Boat Yard
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Re: Hunter 27 - A Little Look Please?

I didn't see a Hunter 27 on the list but how did you find a surveyor? Perhaps the marina can recommend someone closer?

We use BoatUS insurance and have been happy with them.
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Re: Hunter 27 - A Little Look Please?

I think this is a direct link:
Boats for Sale Washington, NC ? McCotters Marina and Boat Yard

Looks clean. Make sure outboard runs well, and can charge battery (unless you will be in a slip every night). Looks like the lifelines are toast. Not sure if I saw peeling paint on the deck, or cracked fiberglass. If the deck is painted, you will be faced with re-painting at some point. That is either a lot of work, or a lot of money. None of this would be a deal killer for me. Worth checking out.

Check this out before you visit the boat:

Boat Inspection Trip Tips
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Re: Hunter 27 - A Little Look Please?

I've never been able to figure out why surveys are required for some boats and not others. We have a 1975 Bristol 24 insured through BoatUS and there was no survey requirement.
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Last edited by cthoops; 4 Weeks Ago at 12:46 PM.
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Re: Hunter 27 - A Little Look Please?

This is just a shot in the dark, but perhaps for many boats (especially the smaller ones) a survey is not required if the owner only desires liability insurance, rather than hull insurance? When folks mention that their marina requires insurance, are they referring to liability only, or liability and hull?

To make an auto insurance parallel, it would seem the marina would be more concerned with the damage you would inflict on someone else (liability insurance) rather than damage you do or is done to your boat (hull insurance). If you don't have hull insurance and you cause damage to your own boat, you obviously have to take of repairs on your own. Whether or not you have hull insurance or not, if damage is done to your boat by someone ELSE, their liability insurance would be required to cover the damage. Having your own hull insurance would mean that your insurance company might pay a claim to you in that instance quickly, but your company would still go after the responsible party's insurance for reimbursement.

It would make sense that a marina would require liability insurance, but I'm not sure I understand why they'd require hull insurance.

Just musing out loud.. don't take this as advice or fact. I only have liability insurance on our little P26. I don't even know if our marina requires it or not.

Thoughts?

Barry
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Re: Hunter 27 - A Little Look Please?

Yep, I have minimum insurance on my boat, it's a requirement to be in the water at our marina... it does nothing to cover MY boat, only any damage I do to others boats or property.

By the way, that seems like a bargain basement price on that hunter 27. Its also the year/design I prefer. But then I remember looking at those boats as a kid when they were new, at the boat show. To me they offered a lot of boat for the size.

I can only speculate on pictures, but I'd wager, standing and running rigging are in order. I would also ask a Hunter expert, but I think if you go old enough on these hunters into the Cherubini designs, they are solid glass layup.

But I'd also wager it needs a bottom job too. Those are just maintenance items that would need to be done eventually anyway.

Agreed with above poster that if the outboard runs well that's at least one headache to avoid.
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Re: Hunter 27 - A Little Look Please?

We are looking at liability only. At this price it probably wouldn't make sense to pay much for hull insurance. Anyeay, I called BoatUS and after taking down the info on us and the boat they told us a survey was going to be required.

Can we use any surveyor or only one recommended by BoatUS?
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Re: Hunter 27 - A Little Look Please?

Quote:
Originally Posted by SHNOOL View Post

I can only speculate on pictures, but I'd wager, standing and running rigging are in order. I would also ask a Hunter expert, but I think if you go old enough on these hunters into the Cherubini designs, they are solid glass layup.

But I'd also wager it needs a bottom job too. Those are just maintenance items that would need to be done eventually anyway.
What type of money for the standing and running rigging are we looking at? I think as long as the boat looks as good as the photos I won't mind sinking a couple grand or so more into it as I think the price is good.

If we are going to have to pay $675 for an insurance survey then might as well spend $150 more and go for the full survey. I just hate to spend so much for the survey for a boat that is only 6K... but if we have to we have to!
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Re: Hunter 27 - A Little Look Please?

We had a Hunter 25 for 7 years down in Florida. Ran it up a tree in Lake Okeechobee, more groundings than you could shake a stick at, went through two groundings after it broke loose from the mooring in the middle of hurricanes. Tough boat. Take a close look at the deck where the mast is. Ours was compressed due to rotten wood due to leakage. I'm surprised that this is an outboard, thought they only were equipped with an inboard. Outboard with a wheel? So what is wrong with the inboard? If the boat is out of the water look close at the rudder post where it enters the rudder. Ours broke off there.
Plastic through hulls? And take a look at the hoses that connect the cockpit drains to the through hulls.
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Re: Hunter 27 - A Little Look Please?

Maybe different insurance companies have different requirements... but mine didn't want to see the boat, nor cared if I only had liability... it's a 26 footer, but on a trailer (maybe that's the key)... but it's in a slip for 6 months of the year. I was actually quite surprised, but then this is my 3rd boat in 5 years, and they didn't require it on my 22, my 25, or my 26.

Cost of (standing) rigging, I can't even speculate. Running rigging figure on about $1-2 per foot of line (for cheap stuff).

I'm with you on survey... I'd have a hard time swallowing $700 for an inspection for a $7000 boat. But my attitude is, you pays your money, you takes your chances. If the insurance company won't allow you to buy without a survey, I suppose you have some choices don't you? Find another carrier, or pay the 10% penalty to survey a boat that likely won't pass for reasons you likely already know. But then some like to create a list of things they'll need to address. Question is, do you want the insurance company demanding you fix these things before you are insured.. I think its amazing what WE as consumers tolerate from the companies WE PAY for their service. Just my $0.02.
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