
02-24-2008
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Senior Member
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Join Date: Apr 2006
Posts: 7,073
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Bill, you might also ask your insurer if they work with any surveyors in the area. Insurers and loan companies are known to sometimes say "You must use one of these guys" so you might as well ask up front.
On a 1981 boat, some insurers would also say the standing rigging must be replaced--regardless of condition, simply because it is more than 20 years old. That's not just arbitrary, older rigging is more likely to surprise you. If you run a rag up the rigging (using a halyard and downhaul) and it snags anywhere, on any meathooks, that's reason to replace it. You also really want to examine the fittings aloft for cracks--and you can't really do that except up close, preferably with a dye check kit. But that you could also provide for with an escrow agreement, or hoisting the surveyor aloft. It's a short trip on a 27'er.
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