Insurance Costs??? - Page 2 - SailNet Community

   Search Sailnet:

 forums  store  


Quick Menu
Forums           
Articles          
Galleries        
Boat Reviews  
Classifieds     
Search SailNet 
Boat Search (new)

Shop the
SailNet Store
Anchor Locker
Boatbuilding & Repair
Charts
Clothing
Electrical
Electronics
Engine
Hatches and Portlights
Interior And Galley
Maintenance
Marine Electronics
Navigation
Other Items
Plumbing and Pumps
Rigging
Safety
Sailing Hardware
Trailer & Watersports
Clearance Items

Advertise Here






Go Back   SailNet Community > On Board > Boat Review and Purchase Forum
 Not a Member? 


Reply
 
LinkBack Thread Tools
  #11  
Old 09-18-2008
Member
 
Join Date: Oct 2007
Location: lake Lanier GA
Posts: 63
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 7
turfguy is on a distinguished road
Send a message via Yahoo to turfguy
Yes would depend on area and value of boat for sure. Up north you dont have the Hurricane threat nearly as bad as in Fla. That is the main issue, especially the last few years.
Jay can I ask what years the two boats you mention are? cause yours being 36 would be in the range I am thinking.
Thanks
turf
Reply With Quote Share with Facebook
  #12  
Old 10-09-2008
Junior Member
 
Join Date: Sep 2004
Posts: 10
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 0
jay1956 is on a distinguished road
Wow I'm sorry, I must have fallen asleep. I have a 1974 Morgan O/I C/C #66. I payed $20,000.00 for her and I insured it for #30,000.00. The CSY costs about $145,000.00 built in 1989.
Reply With Quote Share with Facebook
  #13  
Old 10-09-2008
sab30's Avatar
Senior Member
 
Join Date: Oct 2006
Posts: 240
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 8
sab30 is on a distinguished road
I received a quote of approx $3000 a year for $180,000 coverage (we mentioned we would be living aboard) (also includes up to 10% for dinghy and motor) for a Morgan 45. This was on the assumption we were full time cruisers that were outside the "hurricane box" during hurricane season. Im not sure exactly what the "box" includes/excludes and that is onlt my first quote. It seemed a little high but further competitive quotes are needed.
__________________

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Sab30
Reply With Quote Share with Facebook
  #14  
Old 10-09-2008
CalebD's Avatar
Tartan 27' owner
 
Join Date: Jan 2008
Location: NYC
Posts: 4,503
Thanks: 4
Thanked 83 Times in 76 Posts
Rep Power: 7
CalebD will become famous soon enough
You are going to have to shop around THOROUGHLY for insurance quotes to get the best deal on the coverages you want.
I took an intro yacht surveyor course and one exercise was to get a quote for the same boat (Pearson 30') from 4 different carriers: AllState was one IIRC, you should find 3 others and even look at using the insurer that covers your home and auto policies.
You will have to purchase additional insurance for any trips you take outside of your base coverage area; any trips to the Bahamas, Caribbean, Mexico or SA will be additional. I can't remember the name(s) of the international carriers to use either.
I would ask the same question over at this other cruisers forum if you do not get more specific recommendations: CSBB Forum - Message Index
__________________
"The cure for anything is salt water~ sweat, tears, or the sea." ~Isak Denesen

Everybody has one:

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Reply With Quote Share with Facebook
  #15  
Old 10-10-2008
Senior Member
 
Join Date: Sep 2006
Posts: 2,179
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 8
Rockter will become famous soon enough
Third party risks, wreck removal, and £2,000,000 personal liability costs about £250 here, in Scotland.
I guess we are getting a good deal. I used to go fully comp, but gave up on it.
We don't have tropical hurricanes, and that helps.
I am not particularly trusting of insurance companies anyway. I don't trust any of them anymore. They are probably bankrupt and haven't told us yet.
Reply With Quote Share with Facebook
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

 
Posting Rules
You may post new threads
You may post replies
You may post attachments
You may edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Boat Insurance DonQuijotedelMar General Discussion (sailing related) 1 11-20-2010 01:37 PM
Perils of a Pleasure Boat Insurance in Spain DonQuijotedelMar General Discussion (sailing related) 10 07-24-2007 10:05 PM
Perils of a Pleasure Boat Insurance. DonQuijotedelMar General Discussion (sailing related) 4 07-12-2007 11:03 PM
small and comfortable and bluewater.... can it be done jasonwillis711 Boat Review and Purchase Forum 9 07-11-2007 11:49 AM
Pleasure boat insurance in Spain DonQuijotedelMar General Discussion (sailing related) 0 07-07-2006 03:56 PM


All times are GMT -4. The time now is 03:39 PM.

Add to My Yahoo!         
Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
SEO by vBSEO 3.6.1
(c) Marine.com LLC 2000-2012