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  #21  
Old 10-20-2008
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Originally Posted by T34C View Post
BTW- My insurance company didn't require a survey, or CG documentation, and is quite affordable.

What company and is it just liability or do you have a agreed value hull policy??
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  #22  
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Are you sure you want to go down that road..boy???
AAAAA....maybe not...probably would get a little bumpy!
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  #23  
Old 10-20-2008
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What company and is it just liability or do you have a agreed value hull policy??
I have an agreed value policy (it's and old boat) thru USAA.
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  #24  
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you guys with your surveyors are soo funny...

we here have none of that, really we don't....if you're dumb enough to get fooled by someone selling you a boat..your problem...most people that buy a sailboat, know minimally what they need to know to see if it's good or not...if they can't there is allways a friend that helps


here anyone buying a boat does their own "survey"..none of that stuff here...

Looks like stuff to protect you from you, by not having you do what you should do.....makes sense???

Imagine if to get my boat insured I neded to get a surveyor...ahaha that's funny...you guys are soo lazy...even need to hire a guy to look at a bota for you...
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Old 10-20-2008
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Boat US did not require a survey on my J24 only good photos that showed the boat

And older J24 can be a real nightmare of core problems and for example if you look at one that has been frozen all winter things will seem to fine till it thaws out and the core turns back to mush


I think a survey is a good thing if you dont know were the warts are on boat brand X and does give a more objective look at the boat


The one thing i have nevr liked is that the survey person has nothing to lose if he misses something
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  #26  
Old 10-20-2008
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I have an agreed value policy (it's and old boat) thru USAA.
Yep you must be under their window or had it prior to their changes in yacht Policies..

I too have USAA for everything except for my boat. They will not insure bigger more expensive boats anymore. Mine is insured for 70k agreed and they won't touch it.. I keep asking!! I'm currently with Amica..
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  #27  
Old 10-20-2008
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Great post SD, wish my son had it two weeks ago when he bought his first boat. Fortunately he found a great surveyor (Eberle?) in NC. I vote for this to be a sticky in Buying a Boat (do I get a vote here?).

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Very nice !!

Quote:
Originally Posted by sailingdog View Post
After reading a bit about what people think is or isn't necessary when going to look at a boat... I decided to put together this thread.
This is a wonderful set of tips. I am not in tghe market for a boat but have copied and saved this for future use. Maybe one day I will be looking and this might be handy.
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  #29  
Old 10-20-2008
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A couple of points...

I didn't mention asking about the service receipts or getting an official survey done, since those are the steps after you decide you want the boat. This tip is pretty much written to deal with everything up to the point where you decide to push ahead and make an offer or not.

Yes, IMHO, you really need to get a survey. However, if you've done this part right, you should have at least a pretty good idea of what to expect on the survey.
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Quote:
Originally Posted by Giulietta View Post
you guys with your surveyors are soo funny...

we here have none of that, really we don't....if you're dumb enough to get fooled by someone selling you a boat..your problem...most people that buy a sailboat, know minimally what they need to know to see if it's good or not...if they can't there is allways a friend that helps


here anyone buying a boat does their own "survey"..none of that stuff here...

Looks like stuff to protect you from you, by not having you do what you should do.....makes sense???

Imagine if to get my boat insured I neded to get a surveyor...ahaha that's funny...you guys are soo lazy...even need to hire a guy to look at a bota for you...
SD, Good info in your post as well as some of the follow-ups from others.

Giu, I actually agree with you to a point.
It wasn't too many years ago that sailors, at least the ones I knew, were in general a lot more competent and self sufficient than the average boater today. At least that's my observation.

There are probably a lot of very different reasons for this. Among them would be the development of the GPS system or the fact that there is a glut of cheap used small vessels.
Also, I think that insurance has help to make it easier for people to neglect their personal responsibility.
I see cases often where someone expects the insurance to pay for a new rig when the cause of failure was a 20+ year old chainplate or U-bolt that caused the dismasting. Even people that are in the marine industry, used their boat hard, should have known better and should have inspected and replaced the offending parts.

Anyway, there are a lot more people on the water these days and there is nothing necessarily wrong with that. Hell, it drives an industry. A lot of people make their livings based partly on the fact that anyone can just go buy a boat and go sailing in relative comfort and safety without having to go to the trouble of becoming sailors.

Boy, when I read that, it sounds harsh. I don't really mean it that way.

Sailing, Cruising, Boating, Yachting, whatever you want to call it, is a lot more obtainable than it used to be.
Technology has made learning how to do real navigation unnecessary. There are so many incredible products and services out there we don't really have to do much ourselves anymore.
EPIRBs and the Coast Guard are a pretty good backup plan if you stay close to shore, right?

I applaud SD's efforts to get people to stick their heads into those lockers and wiggle those shafts and to climb that rigging and knock on their hulls with little plastic hammers. And I would venture to guess that many of the participants here at Sailnet are pretty handy. But I fear that in general, the vast majority of boaters in the US would have a real hard time performing tasks that a boater 30 years ago would have considered basic.
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