Join Date: Jun 2007
Location: Grapevine TX
Thanked 5 Times in 5 Posts
Rep Power: 9
The question of having your auto insurer cover your boat has to do with wether they cover the boat them selves or go through another company. Just about all insurance companies will tell you they will cover your boat, but if you ask a few more questions, you'll find out they are buying coverage though another insurer.
For me I use USAA for my cars but they get they boat coverage from progressive. USAA wanted $265. When I called progressive, they quoted me $154 if I remember it correct. This was for a 24', 30 year old bristol corsair with $300,000 liability. It wasn't worth getting full coverage in my opinion. Paid less then 3k for it and figured if it was lost I'd just buy something else.
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