Prankster,
Your thoughts match mine.
If you do want a
dinghy, there are many, many to choose from. Search around here and you will find a number of threads with recommendations. Just a partial list:
Flying Junior, Thistle, Highlander, Flying Scot, Lightning, O'Day Daysailor, Boston Whaler Harpoon, Buccaneer, Capri 14.2, Precision, etc.
You need to know how many people you want to be sailing with and what type of sailing. For most of the boats I listed, you can hunt around and find ones in all different conditions. Most are very low maintenance if dry sailed. They all have different characteristics. Many come up on Craigslist, eBay, or a bulletin board at a local sailing spot.