It is always hard to believe a refit can cost as much as it has. Then as you pass that point, it is hard to believe it could cost more,... Eventually you may wonder how you ever did everything, as you begin again. Trust me go sailing, it is way more fun than thinking about it while you work.
Awesome... great philosophy.
Right now I am in head check mode. Working out what works for our budget. So, what I am getting from this thread is that I should either (a) buy a super cheap boat that has an excellent hull/deck and then plan on replacing everything as a matter of course, or (b) just spend the majority of the money I was budgeting for a refit and buy a better boat that doesn't require all that refit.
Option a would allow us to customize the boat with equipment that is best for us but option b would allow us to get going sooner.
Our biggest issue is that we are going to have to live on that boat for at least a year at a marina before we head out, so the boat needs to be relatively comfortable for my wife as she needs to dress nicely for work and what not.