Our insurance company (Progressive) has declared the boat a total loss. The boatyard finally removed the tree and re-blocked the stands after two weeks of sitting there. We couldn't get onto the boat until they removed the tree because it wasn't safe (the boat was slightly knocked off the stands by the force of the tree).
I wanted to cry when I got up onto her and saw all of the damage... The entire
cabin top is crushed, the rudder post is cracked, the entire starboard side of the deck/cockpit is sitting 3 inches lower than it should, all of the lifeline stanchions are punched down into the fiberglass from the weight of the tree on the lifelines.
When I first got to the boatyard I realized I forgot the key to the padlock.. but it didn't matter. The tree went directly into
the companionway and out the other side, so the companionway hatch boards were gone
, along with most of the cabin roof. And since it rained pretty heavily while the tree was still on the boat, the cabin was full of 6 inches of water, including the engine compartment.
FYI, the boatyard is Portland Riverside Marina. Their insurance is not covering anything, although the tree was completely rotten, with mushrooms growing inside it (I took photos). You couldn't tell from the outside that the tree was rotten. Progressive told us (over the phone) that they will be giving us a lump sum that, if they actually deliver on it, will be enough to recover our financial losses (just barely). But I am still very sad about it - I don't have any confidence we will be able to find a comparable boat in our price range, with the features we were looking for. It was a great boat.