Join Date: Jun 2002
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Frustrated, looking for a decent lender?
My wife and I are in Idaho, looking to purchase a Cal 2-46 in San Diego. We have been dancing around lenders, each with different requirements, none of them seemingly uniform...
We need to find a lender that can base decisions taking into account debt to income and stated income (I am self employed for about 8 years), and not just make decisions based on line 22 of the tax forms for the last 2 years. Our accountant helped to shelter us from paying taxes, but it makes line 22 look less than beneficial.
Any ideas? We have great credit ratings, only about 17% debt to income, but only one years tax form, last years, that would be helpful at all.
Any input would be appreciated. We are getting highly frustrated.