Join Date: Oct 2006
Location: Callao, VA
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Re: Income and depreciation, never the twain shall meet?
don't see any thing on living expenses or slippage...these two alone can run 10's of thousands per month as a transient, 50' length x 22' width, insurance, power and fuel in places that you indicate you may want to visit....eating out, drinks, local travel, etc...
the bigger issue issue, not addressed is that of the whole liveaboard lifestyle, as you apparently have not DONE it yet. It is one thing to plan on doing it, another to do and see if it is what you dream it is. I am suggesting that it will not be. Having done it, on a budget, I can tell you it is not for everyone. And if you do not test this life prior to spending $$$$$ you may be quite upset with the outcome.
I would buy a small boat, mono or multi, or even both for a time - given your plans and SEE which YOU like better. A cat/multi this length is a LOT of boat for a single guy, even a couple with a crew.
Asking any internet forum for this kind of information is like drinking water from a fire hose. As to your original question, few, if any boats will ever appreciate. A one off such as the Neel, even with all of it's recent press, may or may not do as well as the more well known builders. Depreciation is 20-30% upon purchase and 5-10% per year there after for 10-12 years, at least. Then it may stabilize as inflation and economics make it appear to appreciate, but when you factor in maintenance, upgrades, do overs, etc....costs will eat any "appreciation" very quickly, especially when it is time to sell. Who knows in 7-10 years what style boat will be in vogue, and thus easy to sell at a "profit"
All the best, YMMV