Maybe while we have some experts looking at this thread, it might be good to turn the question around and ask,
What factors make someone a good candidate for charter ownership/who will get the most out of it, and what factors would make it make less sense?
I sure don't fit the title of "expert" but I have been employed by a charter company for more than five years. Christine is an expert and maybe she will come back.
Money, lots of it
Understanding that they will most likely loose money
Savvy enough to understand that if they finance a boat for a zillion years that in 5 years when it comes out of charter, they will be upside down!
Funds and time to make enough trips to take advantage of ownership usage as opposed to charters
Business or other situation in which some, maybe all, expenses can be written off taxes
Wants to travel the world and sail in numerous locations (only with bigger charter companies)
Likes to sail and not "fix" and not concerned with paying for it
Just about the opposite of all things listed above
Not worried that others are beating up "your" boat. It's not really yours until the contract is up...
Lots of obligations making travel difficult
Limited experiences, there isn't a West Marine and 50 tradesmen down the road that can fix you up. It's de ilons and tings go sloooooow mon....
All things are my impressions/opinions. I've only got direct knowledge of two charter fleets. Within each there are exceptions. My comments are generalities. I don't sell charters or boats and thus have no dog in the fight.