Navtours: Entire cost of $6000 dinghy at risk?
We want to charter a Catamaran in the Exumas island chain at the southern end of the Bahamas. It is a long way from Nassau, truly gorgeous water and a very popular cruising ground for people with their own boats but the bigger charter companies like Moorings haven't started there yet.
The only company I found is Canadian and called Navtours. The few reviews I've found seem positive enough. The only glitch is a requirement that even though you pay a $500 damage waiver for the Cat, and are also liable for 20% of any repairs falling within the 6K deductible (a max of $1200 over the damage waiver) you are still liable for the ENTIRE cost of the dinghy/outboard - estimated at $6000 - should it be lost or stolen. And responsible for the total cost of dinghy/outboard repair.
I think a lost/stolen dinghy is unlikely but I've never heard of placing 100% risk on the charterer. Moorings doesn't do this.
Anyone have any experience with this? Advice?
Experienced Cruiser, Club Racing