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Re: ownership and seizure
Yes, and it has been discussed online. There are plenty of places where the boat will not be allowed to sail without the owner or formal owner's representative, and if something happens to you and the gf just says "don't worry, I'll get the boat home"...she won't be allowed to depart, and it will be seized.
So, two names on the title, or other papers appointing her as the owner's representative and authorized etcetera. Notarized papers from the US are not always recognized overseas, but IIRC you can get a 'legat' to certify them, and that certification is recognized in most of the world.
You might want to contact the authorities in your intended destination sites in order to make sure of exactly what they will or will not accept.
BTW the same thing applies to traveling with children these days. More than one divorced parent has found out that without formal paperwork, the children will be stopped at the border, just in case they are being kidnapped. By one parent or not.
The world is becoming stricter about everything to do with borders. Except of course the EU, where they've tried to erase so many of them. Sometimes.