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cruising buget for Bahamas
Costs for a boat in Florida are pretty much whatever you have to spend - Ive seen older but still well-found pocket cruisers for under $10,000.
Your biggest problem will likely be deciding which of the 100s of suitable boats appeals to you most - there seems to be a pocket cruiser for sale on every street corner in Florida.
Id say aside from overall quality and condition of the boat, draft should be one of your most important considerations - much of the Bahamas is inaccessible to anyone who draws more than 5 feet (Im refitting a twin-keel now for a Bahamas trip, and her 3''7" draft was one of the primary reasons I choose her)
I believe a 1-year cruising permit is $10 or $20 or something like that (can anyone confirm that?)