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Cruising Insurance - Is there one company for diverse areas?
I'm sure this question has been beaten to death, but I can't find anything - If I'm being totally blond, then please forgive me and direct me to the correct thread...
Here is my dilema. We are cruising, and every time we move to a significant new area, our agent advises us to change insurance company. I don't like to keep doing this as eventually I know they are going to want surveys and other additional expenses... I'm concerned we keep having to spend significant time finding a new insurer, when I'd rather be sailing. I'd rather find a good company and keep with them. I don't mind keep changing our area with the insurance company (and paying the differences), but I want one that will cover the range of our cruising areas, so we don't have to keep changing company.
Here is our situation
We live aboard (have no bricks and mortar anywhere)
We are currently in the NE USA, heading south,
We plan to spend the winter in the South Eastern Caribbean islands.
If all is looking good, we plan to cross the Atlantic and spend a few years in Europe.
Our boat is 1.5 years old currently (I believe most insurance agents will need a survey after 2 years).
The boat is US registered, and we each have 6+ years of sailing experience, including offshore (but not transatlantic) passages.
We have never had a boating insurance incident nor claim
Any suggestions for a good all area insurance company?
Gemini 105Mc - Cruising
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