The $64,000.00 question - SailNet Community
Reply
 
LinkBack Thread Tools
post #1 of 13 Old 01-31-2010 Thread Starter
Bristol 29.9
 
Maverick1958's Avatar
 
Join Date: Nov 2009
Location: Harris county
Posts: 237
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 6
 
Send a message via Yahoo to Maverick1958
The $64,000.00 question

The 64,000. question. What will it cost for us to live aboard an cruise? We are already making a dry run of sorts. We have scaled down and now live in a 29 foot travel trailer in an RV park. Don't ask why it is a long and painful story unto itself. No it's not a boat, but the size and available room is similar. Our current expenses should in some part reflect those of living aboard.

Current land expenses

RV space monthly charge (elect. & water included) $ 480.00
Food (eating at home) $ 400.00
Entertainment $ 200.00
Phone & internet $ 125.00
Truck payment $ 372.36
Medical (currently more than I make subject to change shortly)
Motorcycle & truck insurance $ 58.33
Gas and vehicle maintenance $ 185.00
The big MISC. $ 400.00
TOTAL $ 2,220.69


Estimated live aboard/cruising expenses

Marina monthly slip fee for 35ft boat $ 265.00
Electric $ 50.00
Water (included) N.C.
Food (eating aboard) $ 400.00
Entertainment $ 200.00
Phone & internet $ 125.00
Truck payment (paid off)
Medical (insurance, office visits and prescriptions) $ 360.00
Motorcycle & truck insurance $ 58.33
Boat insurance $ 125.00
Gas and vehicle maintenance $ 98.00
Diesel and boat maintenance $ 80.66
The big MISC. $ 400.00
TOTAL $ 2161.99

I am exceptionally handy and can fix anything on a boat that is fixable. My wife and I have virtually no ties to land. Kids grown/estranged and all that. Do any of you see the fly in the ointment here? What are we missing?

Thanks
Maverick

It's all about the BOOTY
Maverick1958 is offline  
Quote Quick Reply Share with Facebook
Sponsored Links
Advertisement
 
post #2 of 13 Old 01-31-2010
Senior Member
 
Join Date: Mar 2008
Posts: 536
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 8
 
I think you are pretty close, we are about in that ballpark if we would stop working on the boat.

Generally it will cost about as much as it costs on land (cause you already live in a boat size house/room) plus maybe a little more. You've already pared down. Once you start cruising you can sell the vehicles and save money there but I found having a car in someplaces made the extra expense worth it.

The only fly is the unexpected. For us that meant travel, lots of it by air, land and sea to attend to family issues. It is worth it but nothing eats into living on a boat, or anywhere, than traveling and trying to live somewhere else. Very hard to plan for that stuff but there will be the unexpected.

Of course you will have to pull the boat and work on it now and then but that can be planned for.

Looks like one of the best real comparisions I've seen in a while, largely because you are comparing similar lifestyles.

Have faith that the oceans are going to rise and flood the world, that plague and pestilence brought on by Climate Change is going to punish us for not believing. Please do as they say it is our only hope. :P
Architeuthis is offline  
Quote Quick Reply Share with Facebook
post #3 of 13 Old 01-31-2010
Senior Member
 
kd3pc's Avatar
 
Join Date: Oct 2006
Location: Callao, VA
Posts: 1,387
Thanks: 0
Thanked 11 Times in 11 Posts
Rep Power: 9
 
Maverick

One of the more realistic estimates, and since you are already doing the food fugal thing, it is about where we are..

YOu may spend some more on visiting other marinas, but we try to hold those to a minimum and anchor out or try to do more day trips.

Best of luck
kd3pc is offline  
Quote Quick Reply Share with Facebook
post #4 of 13 Old 01-31-2010
Senior Member
 
Join Date: Jul 2008
Location: chesapeake bay
Posts: 1,942
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 8
 
i think you can cut the internet and phone down, as most marinas have internet. and a land line phone is a waste, you can get unlimited cell phones for about 50 per month now.

i also wonder what the 200 per month entertainment is, that seems like a lot. heck red box is 30 a month for a different movie every night.
scottyt is offline  
Quote Quick Reply Share with Facebook
post #5 of 13 Old 01-31-2010 Thread Starter
Bristol 29.9
 
Maverick1958's Avatar
 
Join Date: Nov 2009
Location: Harris county
Posts: 237
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 6
 
Send a message via Yahoo to Maverick1958
Quote:
Originally Posted by scottyt View Post
i think you can cut the internet and phone down, as most marinas have internet. and a land line phone is a waste, you can get unlimited cell phones for about 50 per month now.

i also wonder what the 200 per month entertainment is, that seems like a lot. heck red box is 30 a month for a different movie every night.
I have padded the numbers so as not to exceed the budget amount.

It's all about the BOOTY
Maverick1958 is offline  
Quote Quick Reply Share with Facebook
post #6 of 13 Old 01-31-2010
Senior Member
 
Join Date: Sep 2006
Location: British Columbia
Posts: 131
Thanks: 5
Thanked 5 Times in 4 Posts
Rep Power: 9
 
don't forget the laundry

We are in a very similiar circumstance, 30 foot fifth wheel in the back yard, paying for the boat, and our expenses are very similiar except we are also spending $80 per month to do laundry at the laundromat.
So don't forget that part of living on your boat. If you are working then doing it by hand is just a no go...although you might be somewhere warmer and then it would dry outside....
Regards Tanya
tjvanginkel is offline  
Quote Quick Reply Share with Facebook
post #7 of 13 Old 02-01-2010
Senior Member
 
Join Date: Jun 2006
Posts: 5,006
Thanks: 5
Thanked 18 Times in 18 Posts
Rep Power: 12
     
Maverick, it looks good to me, assuming your pump outs are part of your slip fee. Probably have some initial expenses not shown since your wife will probably need to get the nest in order, she'll need you to go out and fetch some twigs! So I think at least early on your Misc expense will be higher.

Quote:
Originally Posted by tjvanginkel View Post
We are in a very similiar circumstance, 30 foot fifth wheel in the back yard, paying for the boat, and our expenses are very similiar except we are also spending $80 per month to do laundry at the laundromat.
So don't forget that part of living on your boat. If you are working then doing it by hand is just a no go...although you might be somewhere warmer and then it would dry outside....
Regards Tanya
Tanya, it isn't so bad washing clothes by hand if you wash them every day or two, they just don't have the chance to pile up. You do still have to find a place to hang them, but they don't take up much room inside if you hang them side by side right next to each other (like they would hang in a closet) and keep a small fan pointed at them. It does add a little chill to the air though, /shiver/.

What are you pretending not to know ?

Please support my
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Last edited by wind_magic; 02-01-2010 at 02:54 AM. Reason: sp
wind_magic is offline  
Quote Quick Reply Share with Facebook
post #8 of 13 Old 02-01-2010
Senior Member
 
tommays's Avatar
 
Join Date: Sep 2008
Posts: 4,296
Thanks: 1
Thanked 30 Times in 30 Posts
Rep Power: 7
 
I lived in a 24' Coachman trailer for 3 years and IMHP with it having a REAL but small bathtub/bathroom that you could move around IN along a allmost full size oven cooktop heat and AC that worked ect

It was substantiality BIGGER than perhaps even a 40' boat as the 8'6" X feet of a trailer is about 100% USEFULL

1970 Cal 29 Sea Fever

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

1981 J24 Tangent 2930
Tommays
Northport NY


If a dirty bottom slows you down what do you think it does to your boat
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
tommays is offline  
Quote Quick Reply Share with Facebook
post #9 of 13 Old 02-01-2010
Senior Member
 
Join Date: Nov 2002
Location: New York
Posts: 5,829
Thanks: 0
Thanked 18 Times in 17 Posts
Rep Power: 15
     
I think the cost for your boat Insurance is high. Again this depends on the value of the boat and where you plan to cruise. I have coverage for the entire coastal US out to 200 miles including the Bahamas for a little more then half of what you have budgeted.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
Never Forgotten

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
bubb2 is offline  
Quote Quick Reply Share with Facebook
post #10 of 13 Old 02-01-2010
Telstar 28
 
sailingdog's Avatar
 
Join Date: Mar 2006
Location: New England
Posts: 43,290
Thanks: 0
Thanked 14 Times in 12 Posts
Rep Power: 14
         
Tommays has an excellent point. There is far more living space in a 29' trailer than there will be on a 35' boat, unless it is a catamaran. A lot of the volume of a boat is taken up by the working systems and non-living areas, like the cockpit. If you figure a 8' long cockpit on a 35' boat, which is not unreasonable, and 7' for the forepeak section of the boat, you're really looking at more like 9' x 20' for the living space on the boat—some of which is taken up by the engine, etc..

Sailingdog

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Telstar 28
New England

You know what the first rule of sailing is? ...Love. You can learn all the math in the 'verse, but you take
a boat to the sea you don't love, she'll shake you off just as sure as the turning of the worlds. Love keeps
her going when she oughta fall down, tells you she's hurting 'fore she keens. Makes her a home.

—Cpt. Mal Reynolds, Serenity (edited)

If you're new to the Sailnet Forums... please read this
To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
.

Still—DON'T READ THAT POST AGAIN.
sailingdog is offline  
Quote Quick Reply Share with Facebook
Reply

Quick Reply
Message:
Options

By choosing to post the reply above you agree to the rules you agreed to when joining Sailnet.
Click Here to view those rules.

Register Now



In order to be able to post messages on the SailNet Community forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
Please note: After entering 3 characters a list of Usernames already in use will appear and the list will disappear once a valid Username is entered.


User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in









Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Similar Threads
Thread Thread Starter Forum Replies Last Post
Stupid Question krozet Boat Review and Purchase Forum 15 10-11-2009 11:30 AM
Ladder question mcain Gear & Maintenance 14 08-03-2007 10:28 PM
Cruising home/base/marina ICW question thorJ30 General Discussion (sailing related) 3 05-30-2005 05:53 PM
GPS question wallm General Discussion (sailing related) 13 05-30-2004 02:10 AM

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome