Do I need insurance or a boating license??? for 25ft sailboat - SailNet Community
 
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post #1 of 8 Old 03-11-2010 Thread Starter
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Cool Do I need insurance or a boating license??? for 25ft sailboat

Do I need insurance or a boating license??? for 25ft sailboat
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post #2 of 8 Old 03-12-2010
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Any particular reason for spamming this forum with this same question three times. That's pretty poor net etiquette and I'd highly recommend you not do it again. Also, I'd recommend you read the post in my signature.

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StillóDON'T READ THAT POST AGAIN.
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post #3 of 8 Old 03-12-2010 Thread Starter
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ok hope your not upset, ive used the internet like twice in my life
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post #4 of 8 Old 03-12-2010
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Now to the question -

It depends. Tell us where you live and you will get a better answer. Different states/countries have different laws.

Insurance may or may not be a legal requirement for you, but it might be for your marina. How much damage can you do with your boat? Run into an expensive boat at the marina and the bills add up very quickly. How much do you have to lose if someone sues you?

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post #5 of 8 Old 03-12-2010
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Also, there are some different regs in different locations for proving you've completed a boating safety course depending on your age.
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post #6 of 8 Old 03-12-2010
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It is also contingent on the age of the boat. Ins. companies that require a survery may be cost prohibitive, however progressive will write my boat sight unseen and it is 35 years old. Full coverage gets a bit pricey, so weigh it against boat value. Also, if you classify it as a live-a-board it becomes harder.
Good luck,Quinn

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Quote:
Originally Posted by dreamsofsailing View Post
ok hope your not upset, ive used the internet like twice in my life
Dog's bark is worse than his bite. Just swat him on the nose with a rolled up newspaper.

As others have said, in the U.S., the license regs vary from state to state. In Maryland, if you were born after July 1st, 1972 you are required to take the Boating Safety Course. I beat the clock by one month exactly.

You can read Maryland's regs here: Maryland Department of Natural Resources - Boating

S/V Old Shoes
1973 Pearson 30 #255
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post #8 of 8 Old 03-12-2010
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oh, also if you get full coverage, read the fine print as some policies dont cover any gear you carry on or off the boat, which can get to be alot over time.... tools, glass, handheld, tools, etc

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