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post #1 of 6 Old 05-14-2010 Thread Starter
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insurance recommendations?

We are planning our expenses and are wanting to jave a general idea of what insurance will be. I dont even know what details to provide. Can anyone recommend a good, but reasonable company to get quotes from?

38-40' boat
60k range
Living aboard and cruising.

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post #2 of 6 Old 05-14-2010
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if you dont want to hassle with a survey, progressive will insure most boats sight unseen. if you say 'live aboard to about any one you will immediatly be declined

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post #3 of 6 Old 05-14-2010
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We use BoatUs. We originally had coverage under Coast Guard Auxiliary, but after Katrina, we were dropped since we have a boat that is over 20 years old and in Florida. So your choices are going to be determined by the age of your boat, your location, and your usage of it. If you are going to cruise your boat more than 50 miles from shore, then you are definitely going to need different coverage than if you are just going to do some coastal cruising up north.

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post #4 of 6 Old 05-14-2010
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I have been delighted for years with BoatUS
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https://www.boatus-insurance.com/ins...rce=&ID=&AHits=

Certified...in several regards...
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post #5 of 6 Old 05-14-2010
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Bellafonte,
Have had BoatUS insurance for years and the one major claim we had was handled very well, Work done properly, all bills paid above the deductible and no hassles.
However, as has been pointed out, it depends on where you are going to take you boat. I knwo the regular policy covers coastal US and the Bahamas but if you're going outside those areas not sure of their coverage. We're checking that now as we're going to be cruising the southern Caribbean in a couple of years

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post #6 of 6 Old 05-14-2010 Thread Starter
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Quote:
Originally Posted by bloodhunter View Post
Bellafonte,
Have had BoatUS insurance for years and the one major claim we had was handled very well, Work done properly, all bills paid above the deductible and no hassles.
However, as has been pointed out, it depends on where you are going to take you boat. I knwo the regular policy covers coastal US and the Bahamas but if you're going outside those areas not sure of their coverage. We're checking that now as we're going to be cruising the southern Caribbean in a couple of years
thanks for the info. I would like to eventually cruise to all corners, so looking for international options is good. Of course we wont start out there. Perhaps we can escellate coverage as our territory expands.

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