Liveaboard Insurance

treilley · #1 (**permalink**) 08-10-2010

We have put a boat under contract and I need to line up insurance. Previously I used(use) Amica for my yacht policy but they do not insure for liveaboard. I have a quote from BoatUS.

Who else should I consider for insurance. In the near future(~5 years) we will continue to coastal cruise Maine.

seaduced8104 · #2 (**permalink**) 08-10-2010

I find that it is hard to beat Boat US for Insurance. The company that underwrites for them has been in this business a long time and the fact that you will get an actual "Hull" policy should be of great comfort to you. Most policies are not true hull policies and although less costly will noit cover many of the situations a Boat US policy will. Another thing is that with Boat US you have Boat US in your corner should there be a claim and things get sticky with an insurance adjuster.

Good Luck

Michael

sailingdog · #3 (**permalink**) 08-10-2010

I would recommend you look at Ace Recreational Marine and Chubb Marine as possible insurance companies.