Hollymari, because you are working on a tight budget, I think your choice of boats will be limited by your budget. Since you are not sure about what you want, I suggest looking at lots of different boats in your price range and a little over. This will help you see what you like and don't like.
When I was shopping for my last boat, I had a short list of boats that I liked (and I ended up buying one off my short list). I did look at lots of different boats both in and just over my price range. I took digital photos of every boat I looked at and carried a notepad and took notes. Sometimes we looked at 10 different boats in a day. It helped us to keep track of what we liked and didn't like about each boat we looked at. We ended up buying a boat that was just over what we wanted to spend. We compared it to another Pearson 365 and decided that if we spent the price difference fixing up the other boat, it wouldn't be as nice as starting off with a good boat. We had the money and that worked for us.
Any boat you buy will need work. Some of it is easy and inexpensive if you do it yourself. Some of it is expensive even if you do it yourself. Make sure you get a good marine surveyor to check the boat. Right now, it is a buyers market and there are many good deals out there. You don't need to really rush buying your first boat. Take your time and get what you want, at the price you want, and the needs work you can afford to do.
"When in command, command." -- Admiral Nimitz
Difference between a power boater and a sailor out on the water: A power boater is going some place special, a sailor is already there.
s/v Zotz 1981 Pearson 365 Ketch Hull #375