Travel medical insurance suggestions??? - SailNet Community
Reply
 
LinkBack Thread Tools
post #1 of 13 Old 08-10-2011 Thread Starter
Junior Member
 
Join Date: Aug 2011
Posts: 1
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 0
 
Travel medical insurance suggestions???

Does anyone know of an isurer that has policies for circumnavigations that is offered to canadians?
bermudasailor is offline  
Quote Quick Reply Share with Facebook
Sponsored Links
Advertisement
 
post #2 of 13 Old 08-10-2011
Senior Member
 
PaulfromNWOnt's Avatar
 
Join Date: Aug 2010
Location: Fort Frances, ON, CA
Posts: 342
Thanks: 0
Thanked 1 Time in 1 Post
Rep Power: 5
 
Check with your credit card company. I know Visa offers travellers insurance, but I don't know the specifics of their coverage.
PaulfromNWOnt is offline  
Quote Quick Reply Share with Facebook
post #3 of 13 Old 08-10-2011
Seņor Member
 
PorFin's Avatar
 
Join Date: Sep 2007
Posts: 1,444
Thanks: 8
Thanked 18 Times in 18 Posts
Rep Power: 8
 
Bermuda,

Check out Diver's Alert Network -- they offer varying types of coverage, and are a very responsive, reputable and proven company. They actively manage cases from minor to full blown aerial medevac missions.
PorFin is offline  
Quote Quick Reply Share with Facebook
post #4 of 13 Old 08-11-2011
Bristol 45.5 - AiniA
 
Join Date: May 2006
Posts: 3,821
Thanks: 5
Thanked 96 Times in 84 Posts
Rep Power: 10
 
A lot of cruisers do not have health insurance. You really need it in the US since the medical costs are so high but elsewhere not. My wife and I are basically quite healthy so decided not to get insurance. In two years these are the costs"

I have been fighting staph skin infections (fairly common in tropical cruising it seems) and have had three experiences}
1. clinic in Managareva, Gambier islands; went about five times; once to see doctor and the other times nurse to have dressing changed
2. fancy new hospital in Papeete, Tahiti and was treated by a doctor and 2 nurses for about an hour in total including have a boil cleaned out; cost about $60; prescriptions and various medical supplies $110 (French Polynesia is very pricey)
3. private hospital in Suva, Fiji (public hospital would have been much cheaper); doctor for about 10 minutes was about $16; prescription (oral antibiotic) $12

We have a pretty good first aid kit on board but should have had more sterile pads and an antibiotic specific for skin infections (Keflex for example). We had Cipro and apparently it is not that good for skin bugs. A doctor on another boat suggested we should have a more powerful painkiller (something based on morphine) in addition to the two prescription ones we have.

Back home on Lake Ontario after something over 36,000 nm circumnavigator. Not surprisingly there is a lot of stuff I want to get done on Ainia both cosmetically and functionally. Getting an early start so it will be ready to go for next summer (Lake Superior?).
killarney_sailor is offline  
Quote Quick Reply Share with Facebook
post #5 of 13 Old 08-11-2011
Junior Member
 
aeventyr60's Avatar
 
Join Date: Jun 2011
Location: Andaman Sea
Posts: 2,332
Thanks: 25
Thanked 63 Times in 60 Posts
Rep Power: 5
 
We opted out of medical insurance. Have had great care in the 3rd world at ridiculously cheap prices. Have Dan insurance with the medical care option of $10,000.00. 10 K goes along way in the 3rd world.

Went to the local clinic for 7 stitches in my hand last year. Complete care, antibiotics etc for less then 6 bucks. Had my teeth cleaned yesterday for $12.00. Had some preemptive innoculations for my girlfiend, HEP A, Tetnus and Typhoid Fever, 60 bucks. We could not see the Doc in the USA for less then 150.00.....Here they never ask for an insurance card, just "How can we help", so refreshing......


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.



"Your dreams minus your doubts equals your net worth"

Life is a short journey, filled with emptiness and pain. Get all the sailing and booty you can.
aeventyr60 is online now  
Quote Quick Reply Share with Facebook
post #6 of 13 Old 08-11-2011
Senior Member
 
ebs001's Avatar
 
Join Date: May 2006
Location: Ottawa, Canada
Posts: 2,205
Thanks: 6
Thanked 21 Times in 19 Posts
Rep Power: 10
 
I use Medipac Travel Insurance - Medipac Travel Medical Insurance for Canadian Travellers, Snowbirds and Seniors. They have the option of having a deductable as high as $10,000. You can also claim medical expenses through OHIP when out of the country. In Ontario you can only be out of the province for 7 months in any 12 month period (most provinces are 6 months). You can get a once in a life time 2 year exemption from this rule which you get through Service Ontario.
ebs001 is offline  
Quote Quick Reply Share with Facebook
post #7 of 13 Old 08-12-2011
Senior Member
 
Join Date: Jul 2011
Location: marylands eastern shore
Posts: 127
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 4
 
aventyr60,
"Had some preemptive innoculations for my girlfiend, HEP A, Tetnus and Typhoid Fever"

I hope you meant your girlfriend got the inoculations..lol
bandaidmd is offline  
Quote Quick Reply Share with Facebook
post #8 of 13 Old 08-12-2011
Junior Member
 
aeventyr60's Avatar
 
Join Date: Jun 2011
Location: Andaman Sea
Posts: 2,332
Thanks: 25
Thanked 63 Times in 60 Posts
Rep Power: 5
 
and a few other tests....LMAO


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.



"Your dreams minus your doubts equals your net worth"

Life is a short journey, filled with emptiness and pain. Get all the sailing and booty you can.
aeventyr60 is online now  
Quote Quick Reply Share with Facebook
post #9 of 13 Old 09-03-2012
Junior Member
 
Join Date: Sep 2012
Posts: 1
Thanks: 0
Thanked 0 Times in 0 Posts
Rep Power: 0
 
Re: Travel medical insurance suggestions???

Quote:
Originally Posted by killarney_sailor View Post
A lot of cruisers do not have health insurance. You really need it in the US since the medical costs are so high but elsewhere not. My wife and I are basically quite healthy so decided not to get insurance. In two years these are the costs"

I have been fighting staph skin infections (fairly common in tropical cruising it seems) and have had three experiences}
1. clinic in Managareva, Gambier islands; went about five times; once to see doctor and the other times nurse to have dressing changed
2. fancy new hospital in Papeete, Tahiti and was treated by a doctor and 2 nurses for about an hour in total including have a boil cleaned out; cost about $60; prescriptions and various medical supplies $110 (French Polynesia is very pricey)
3. private hospital in Suva, Fiji (public hospital would have been much cheaper); doctor for about 10 minutes was about $16; prescription (oral antibiotic) $12

We have a pretty good first aid kit on board but should have had more sterile pads and an antibiotic specific for skin infections (Keflex for example). We had Cipro and apparently it is not that good for skin bugs. A doctor on another boat suggested we should have a more powerful painkiller (something based on morphine) in addition to the two prescription ones we have.
I think maybe the medical costs in the private hospital is lower than formal hospital. Sometimes, we should prepare the prescription, in order to make sure our health insurance.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
huangtian12 is offline  
Quote Quick Reply Share with Facebook
post #10 of 13 Old 09-04-2012
Senior Member
 
Join Date: Jan 2012
Location: British Columbia
Posts: 2,528
Thanks: 20
Thanked 39 Times in 37 Posts
Rep Power: 4
 
Re: Travel medical insurance suggestions???

I'd steer clear of Travel Underwriters , World wide mediclaim. I once made a claim with them and they refused to pay, as I didnt have a credit card for them to put my expenses on and force me to go to court for a settlement. I've met others who have had similar experiences with them.

Brent Swain, Boat designer, Builder, and author of "Origami Metal Boatbuilding"
Brent Swain is offline  
Quote Quick Reply Share with Facebook
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the SailNet Community forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
Please note: After entering 3 characters a list of Usernames already in use will appear and the list will disappear once a valid Username is entered.


User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in









Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Similar Threads
Thread Thread Starter Forum Replies Last Post
Medical Insurance for Cruising akin_alan Cruising & Liveaboard Forum 0 09-16-2010 09:26 PM
Medical Insurance and Internet tfallis General Discussion (sailing related) 6 03-13-2007 09:04 PM
Family Medical Insurance While Cruising aschoenb@rcn.com Cruising & Liveaboard Forum 5 02-21-2007 11:52 PM
Medical Insurance swred Cruising & Liveaboard Forum 0 03-19-2003 05:54 AM
Cruising Medical Insurance sci_fi Cruising & Liveaboard Forum 1 01-11-2001 09:18 AM

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome