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Old 12-07-2011
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Question Insurance Question ???

My Tartan 34' is insured for U.S. and Bahamas. However, I wish to take the boat to Bermuda next Spring (not covered)

Any advice on who would insure for a 4-6 week trip?

Thanks for all advice.

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Old 12-07-2011
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Try BoatUS. They cover everything and have reputedly awesome service.
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Old 12-07-2011
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Um, my insurance is with Boat US, that's who won't cover Bermuda. LOL

Any other suggestions. Something about 34 ft boat was their response
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Old 12-07-2011
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Try Progressive & they are inexpensive-Dale
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Old 12-08-2011
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No offense, but often it is the skipper they won't insure, not the boat. Do you have offshore, overnight experience? The Bahamas can mostly be done in daylight.

My advice in these situations is to find an insurance agent that has a reasonable marine practice. They are easy to find in marine towns and thus typically have relationships with several insurance carriers and know where to go. You will do even better, if your house and car are insured there too, as they can often leverage the business for discounts and get coverage when the companies are otherwise on the fence.
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Old 12-08-2011
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I'm speaking of Bermuda, no the Bahamas. In regards to experience, I have limited offshore experience. But I am hiring a captain that is licensed and delivered boats all over the world with 40 + years experience.

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Old 12-08-2011
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Quote:
Originally Posted by rjcaudle View Post
I'm speaking of Bermuda, no the Bahamas. In regards to experience, I have limited offshore experience. But I am hiring a captain that is licensed and delivered boats all over the world with 40 + years experience.
I was referring to Bermuda as well, which takes 4 to 5 days offshore to reach as opposed to the Bahamas that never have to be more than a daylight sail away. That is, in part, why the insurability is so different.

I meant no offense or criticism of your experience, only that the insurance companies can get picky.

You can get delivery insurance, but they will be equally picky about identifying and specifically insuring the professional crew too: years on the water, years experience with similar size boats, number of similar passages, etc. Just a photo copy the Captain's license won't do.

Find that agent, they know who wants what. Good luck.
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Old 12-08-2011
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No offense taken. I am indeed an offshore newbie. But my captain is as experienced as anyone. So hopefully this will work out.

Thanks, I will inquire of an agent.

rjc
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Old 12-08-2011
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I know this sounds radical, but how about personal responsibility and good seamanship? Good ground tackle rates pretty high too.

Call me crazy, but I have never let the lack of insurance stop me from going anywhere.
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Old 12-08-2011
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It would be cheapest to get a rider on an existing policy. Do you have a recent survey? A new insurer will probably ask for one.
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