Insurance Question ??? - SailNet Community
Reply
 
LinkBack Thread Tools
post #1 of 19 Old 12-07-2011 Thread Starter
Member
 
rjcaudle's Avatar
 
Join Date: Jun 2010
Location: Raleigh, North Carolina
Posts: 68
Thanks: 0
Thanked 1 Time in 1 Post
Rep Power: 5
 
Question Insurance Question ???

My Tartan 34' is insured for U.S. and Bahamas. However, I wish to take the boat to Bermuda next Spring (not covered)

Any advice on who would insure for a 4-6 week trip?

Thanks for all advice.

rjc

NC Newbie
rjcaudle is offline  
Quote Quick Reply Share with Facebook
Sponsored Links
Advertisement
 
post #2 of 19 Old 12-07-2011
Senior Member
 
Sabreman's Avatar
 
Join Date: Sep 2006
Location: Yeocomico River, VA
Posts: 1,642
Thanks: 3
Thanked 18 Times in 15 Posts
Rep Power: 10
   
Try BoatUS. They cover everything and have reputedly awesome service.

Sabre 38 "Victoria"
Sabreman is offline  
Quote Quick Reply Share with Facebook
post #3 of 19 Old 12-07-2011 Thread Starter
Member
 
rjcaudle's Avatar
 
Join Date: Jun 2010
Location: Raleigh, North Carolina
Posts: 68
Thanks: 0
Thanked 1 Time in 1 Post
Rep Power: 5
 
Um, my insurance is with Boat US, that's who won't cover Bermuda. LOL

Any other suggestions. Something about 34 ft boat was their response

NC Newbie
rjcaudle is offline  
Quote Quick Reply Share with Facebook
post #4 of 19 Old 12-07-2011
Senior Member
 
Lake Superior Sailor's Avatar
 
Join Date: Aug 2011
Location: Eagle River Wi.
Posts: 946
Thanks: 0
Thanked 7 Times in 7 Posts
Rep Power: 4
 
Try Progressive & they are inexpensive-Dale

Reluctant Lady
Cal 28, 1967
Lake Superior
Where God got it done!
Lake Superior Sailor is offline  
Quote Quick Reply Share with Facebook
post #5 of 19 Old 12-08-2011
Senior Member
 
Join Date: Feb 2010
Location: Narragansett Bay
Posts: 10,802
Thanks: 45
Thanked 216 Times in 201 Posts
Rep Power: 7
   
No offense, but often it is the skipper they won't insure, not the boat. Do you have offshore, overnight experience? The Bahamas can mostly be done in daylight.

My advice in these situations is to find an insurance agent that has a reasonable marine practice. They are easy to find in marine towns and thus typically have relationships with several insurance carriers and know where to go. You will do even better, if your house and car are insured there too, as they can often leverage the business for discounts and get coverage when the companies are otherwise on the fence.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Jeanneau 54DS

In the harsh marine environment, something is always in need of repair. Margaritas fix everything.
Minnewaska is offline  
Quote Quick Reply Share with Facebook
post #6 of 19 Old 12-08-2011 Thread Starter
Member
 
rjcaudle's Avatar
 
Join Date: Jun 2010
Location: Raleigh, North Carolina
Posts: 68
Thanks: 0
Thanked 1 Time in 1 Post
Rep Power: 5
 
I'm speaking of Bermuda, no the Bahamas. In regards to experience, I have limited offshore experience. But I am hiring a captain that is licensed and delivered boats all over the world with 40 + years experience.

rjc

NC Newbie
rjcaudle is offline  
Quote Quick Reply Share with Facebook
post #7 of 19 Old 12-08-2011
Senior Member
 
Join Date: Feb 2010
Location: Narragansett Bay
Posts: 10,802
Thanks: 45
Thanked 216 Times in 201 Posts
Rep Power: 7
   
Quote:
Originally Posted by rjcaudle View Post
I'm speaking of Bermuda, no the Bahamas. In regards to experience, I have limited offshore experience. But I am hiring a captain that is licensed and delivered boats all over the world with 40 + years experience.
I was referring to Bermuda as well, which takes 4 to 5 days offshore to reach as opposed to the Bahamas that never have to be more than a daylight sail away. That is, in part, why the insurability is so different.

I meant no offense or criticism of your experience, only that the insurance companies can get picky.

You can get delivery insurance, but they will be equally picky about identifying and specifically insuring the professional crew too: years on the water, years experience with similar size boats, number of similar passages, etc. Just a photo copy the Captain's license won't do.

Find that agent, they know who wants what. Good luck.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

Jeanneau 54DS

In the harsh marine environment, something is always in need of repair. Margaritas fix everything.
Minnewaska is offline  
Quote Quick Reply Share with Facebook
post #8 of 19 Old 12-08-2011 Thread Starter
Member
 
rjcaudle's Avatar
 
Join Date: Jun 2010
Location: Raleigh, North Carolina
Posts: 68
Thanks: 0
Thanked 1 Time in 1 Post
Rep Power: 5
 
No offense taken. I am indeed an offshore newbie. But my captain is as experienced as anyone. So hopefully this will work out.

Thanks, I will inquire of an agent.

rjc

NC Newbie
rjcaudle is offline  
Quote Quick Reply Share with Facebook
post #9 of 19 Old 12-08-2011
Swab
 
vega1860's Avatar
 
Join Date: Dec 2006
Location: At Sea
Posts: 805
Thanks: 2
Thanked 21 Times in 19 Posts
Rep Power: 9
 
I know this sounds radical, but how about personal responsibility and good seamanship? Good ground tackle rates pretty high too.

Call me crazy, but I have never let the lack of insurance stop me from going anywhere.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.


To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.

To view links or images in signatures your post count must be 10 or greater. You currently have 0 posts.
vega1860 is offline  
Quote Quick Reply Share with Facebook
post #10 of 19 Old 12-08-2011
Bristol 45.5 - AiniA
 
Join Date: May 2006
Posts: 3,788
Thanks: 5
Thanked 94 Times in 82 Posts
Rep Power: 10
 
It would be cheapest to get a rider on an existing policy. Do you have a recent survey? A new insurer will probably ask for one.

Heading back to Lake Ontario for this summer. Ainia is back in North America for the first time since 2010. Currently in Long Island Sound.
killarney_sailor is offline  
Quote Quick Reply Share with Facebook
Reply

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the SailNet Community forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
Please note: After entering 3 characters a list of Usernames already in use will appear and the list will disappear once a valid Username is entered.


User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in









Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance Question casey1999 General Discussion (sailing related) 6 08-04-2011 08:35 PM
Insurance Question donhaller Boat Review and Purchase Forum 11 01-08-2009 08:56 AM
Insurance Question????????????? Dmarina General Discussion (sailing related) 18 07-10-2008 09:05 PM
Insurance question PalmettoSailor Boat Review and Purchase Forum 2 05-13-2008 09:05 PM
Health Insurance Question pirateofcapeann Cruising & Liveaboard Forum 5 09-21-2004 12:42 AM

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome